About Us

License for DC

About Thomas Carlington & Associates

Meet Our Founder

Thomas Choo – He has more than 28 years of regional risk management experience in credit information, database management, training, call centre and debt recovery. He was one of the pioneers in steering a listed MNC in the region and had held various senior portfolios. He had won numerous recognition awards like the prestigious Leadership Conference where the ‘BEST OF THE BEST’ in the Asia-Pacific countries are being recognized for their top performance. He was also a member of the Senior Management Delegation Team for the credible European Road Show in 1999 to promote Business Opportunities & Risk Management in Asia. Countries covered included Italy, France, Switzerland, UK and Germany. He was also the CEO of a major call centre for 3 years, a joint venture company of which the shareholders are 90% listed companies. His last appointment was also the CEO and director of another collection agency.

He successfully turned around the company from a less than 10 people team to more than 60 in less than 3 years. He also expanded the company presence to the region such as Malaysia, Indonesia and China. He transformed the company from a little known firm into one of the top collection agencies in the region. Thomas also sit on a few companies as board director.

The Management Team

Our key managers are all experience and have been in the similar industry for more than 10 over years. Every one of them has their own skill and specializing in different vertical markets and scope of responsibilities ranging from operations to business development to field investigations. They have worked into different organization and competitive firms and thus are extremely familiar with the strengths and weaknesses of the market expectations and performance.

Our Business Value

Our business value is to ensure that our people put in all possible efforts to resolve the issues on behalf of our clients as effectively as possible. We treat all accounts equally and do not cherry pick on only high value cases.

Our success stories have been based on our world class negotiation skills and we pride ourselves on giving not only professional services but above expectation performance and beyond the needs of our clients.


To be a world class collection agency with global connectivity and reputation. We AIM to achieve the best possible results for our clients through world class negotiation skills, effective debt management systems and creative solutions.

Core Values

Our core values that formed our foundations are based on 5 key pillars:


Our business philosophy is based on integrity and transparency to gain our clients’ trust


We constantly invest, identify new innovative ways to develop our people and also the processes to ensure market competiveness


We are OSPAR (Outsourcing Service Provider Audit Report) certified in accordance with International Standard on Assurance Engagements 3000...


When you engaged our services, you are placing your trust on our company. Our job is to make sure that we perform to the best of our abilities and...

PDPA Policy

TCA takes the PDPA policy seriously. This privacy Policy applies to the our website and governs data collection, processing and usage in compliance with the Personal Data Protection Act 2012 (No. 26 of 2012) of Singapore (“PDPA”). By using the Website, you consent to the data practices described in this statement.

If you, at any time, have any queries on this policy or how we may manage and protect your personal data during your visit to our website, please contact our Data Protection Officers at:

Email: ops@thomascarlington.com

Attention : Thomas / Adrian